insuranceindo
Get quotes
Home /Compare
5 lines · 23 plans

Compare real plans.
Side-by-side, by audience.

Allianz vs Cigna vs Manulife vs Tokio Marine — and friends — in one table. Filter by who you are, see who actually fits.

Compare health plans.

Verified Aug 2026
See all categories
I am
I need
Compared on
Entry
R
Roojai
Compared · public data
Digital Health
From
Rp 380k /mo
Best for · Local digital-first buyers
  • App-based onboarding
  • Transparent pricing
  • Cashless at 300+ ID hospitals
Popular
A
Allianz
Compared · public data
Smarthealth Maxi Violet
From
Rp 1.2M /mo
Best for · Mid-career professionals
  • 1,500+ private ID hospitals
  • Outpatient included
  • Strong claims app
Popular
S
SafetyWing
Compared · public data
Remote Health
From
Rp 1.7M /mo
Best for · Digital nomads, remote workers
  • Monthly cancel-anytime
  • Tokio Marine HCC backed
  • Built for nomads
Popular
P
Pacific Cross
Compared · public data
Asia Care
From
Rp 2.5M /mo
Best for · Bali / Jakarta expats
  • Direct billing BIMC + Siloam Intl
  • Asia-regional network
  • 24/7 EN support
Premium
G
Genki
Compared · public data
Native Premium
From
Rp 3.8M /mo
Best for · EU nomads, expats
  • EU consumer protection
  • Allianz + Dr. Walter underwriter
  • EUR billing
Premium
C
Cigna Global
Compared · public data
Silver International
From
Rp 4.2M /mo
Best for · Expats, KITAS holders
  • 1,400+ worldwide ex-US
  • 24/7 English claims
  • USD-denominated
Hospital network
300+
1,500+
Global
800+ Asia
1,200+
1,400+
Cashless private hospitals
Yes
Yes
Limited
Yes
Yes
Yes
Outpatient & GP visits
Optional
Standard
Standard
Standard
Standard
Standard
Dental care
—No
Optional
—No
Yes
Yes
—No
Annual coverage limit
Rp 1B
Rp 2B
$250k–$1.5M
$1M
€2M
$1.5M
Maternity waiting period
12-mo wait
12-mo wait
10-mo wait
10-mo wait
10-mo wait
10-mo wait
Medical evacuation
Domestic
To Singapore
Worldwide
Asia + AU/NZ
Worldwide
Worldwide
Geographic coverage
Indonesia
ID + ASEAN
Worldwide
Asia
Worldwide
Worldwide ex-US
Eligibility
Indonesians
Anyone
Anyone
Anyone
Anyone
Anyone
R
EntryCompared · public data
Roojai
Digital Health
From
Rp 380k /mo
Local digital-first buyers
  • App-based onboarding
  • Transparent pricing
  • Cashless at 300+ ID hospitals
Watch out
· Indonesia-only
· Smaller hospital network
Compare Roojai quotes
Verified Aug 2026
A
PopularCompared · public data
Allianz
Smarthealth Maxi Violet
From
Rp 1.2M /mo
Mid-career professionals
  • 1,500+ private ID hospitals
  • Outpatient included
  • Strong claims app
Watch out
· Indonesia-only network
· Maternity 12-mo wait
Compare Allianz quotes
Verified Aug 2026
S
PopularCompared · public data
SafetyWing
Remote Health
From
Rp 1.7M /mo
Digital nomads, remote workers
  • Monthly cancel-anytime
  • Tokio Marine HCC backed
  • Built for nomads
Watch out
· Mostly reimbursement
· US is extra cost
View plan ↗
Verified Aug 2026
P
PopularCompared · public data
Pacific Cross
Asia Care
From
Rp 2.5M /mo
Bali / Jakarta expats
  • Direct billing BIMC + Siloam Intl
  • Asia-regional network
  • 24/7 EN support
Watch out
· Asia coverage only
· No US
Compare Pacific Cross quotes
Verified Aug 2026
G
PremiumCompared · public data
Genki
Native Premium
From
Rp 3.8M /mo
EU nomads, expats
  • EU consumer protection
  • Allianz + Dr. Walter underwriter
  • EUR billing
Watch out
· 12-mo commitment
· Pre-existing always excluded
View plan ↗
Verified Aug 2026
C
PremiumCompared · public data
Cigna Global
Silver International
From
Rp 4.2M /mo
Expats, KITAS holders
  • 1,400+ worldwide ex-US
  • 24/7 English claims
  • USD-denominated
Watch out
· Silver excludes US
· Dental in Gold tier up
Compare Cigna Global quotes
Verified Aug 2026
Compare quotes from the 13 OJK-licensed + 7 international insurers we cover.
6 health plans shown above, from 14 insurers that write this line. 60 sec form · same day human reply on WhatsApp.
Compare my quotes Ask on WhatsApp
Premiums are illustrative, from public 2025 rate tables for a typical 35-year-old. Your actual quote depends on age, location & needs.

InsuranceIndo is a comparison platform, not an insurer or broker. Figures are indicative; the final premium comes from the licensed insurer after underwriting. We may earn a fee from partners — how we make money.

Why InsuranceIndo

Clearer than aggregators.
Wider than going direct.

Aggregators flood you with leads. Going direct locks you to one insurer. We put 20 insurers side by side from public data, then a human on WhatsApp helps you get the actual quotes.

InsuranceIndo
Aggregators
Going direct
First reply
same day — a human, on WhatsApp
Days, by email
A sales call
Insurers listed
13 OJK-licensed + 7 international, profiled from public data
Whoever pays to be listed
1 — theirs
Independent comparison
Yes — no insurer pays for position
Sometimes
No — single insurer
Premium shown
Indicative ranges from public rate tables; final premium from the insurer
Teaser rate, changes later
Their quote only
Fees you pay us
None — we may earn a fee from partners, disclosed
Markup baked in
Built into premium
Language
English-first; Bahasa Indonesia on request
Hit or miss
Often Indonesian-only
Local + international plans
Both, side by side
Local-only
Their lineup only
Follow-ups
One conversation. Stop replying and we stop.
Endless follow-ups
Closer scripts
23
plans compared
Across 5 lines, from public data
13
OJK-licensed insurers
+ 7 international, all profiled
15
plain-English guides
Written for Bali, not copied from brochures
same day
human reply
WhatsApp, not a ticket queue

How a quote actually moves.

From submit → a human WhatsApps you.
01You
Pick a category, answer 6–10 questions
Each form is built for that line — car asks about your car, travel asks about your trip. No medical exam.
60 sec
02We
A human reads it and replies on WhatsApp
Not a routing bot. Our desk reads your answers and comes back with which plans fit and why.
same day
03Insurers
Quote the final premium
The ranges on this page are indicative. The licensed insurer (or its agent) sets the actual premium after underwriting.
Insurer’s pace
04You
Compare side-by-side and decide
You buy from the insurer, not from us. We add no markup; where we earn a fee from a partner, it is disclosed.
When ready

The fine print, in big letters.

Licence status on every insurer
13 OJK-licensed, 7 international — labelled as such, from the public OJK register.
Your data, your call
Shared only with the insurer or partner you ask us to contact.
No markup from us
You buy at the insurer’s price. If a partner pays us a fee, it is on our disclosure page.
No spam
One WhatsApp thread. Stop replying and we stop reaching out.

Done comparing?
Let's get you the deal.

Pick any line, fill a 60 sec form, and a human replies same day on WhatsApp.
Pick a category