Only what the form asks, plus the receipts.
Quote-form answers
Your name, WhatsApp number, email, and what you told us about your insurance needs — the cover type, who it's for, your rough budget. Only what the form asks; we don't collect anything you don't type.
Proof of consent
When you submit a quote request we store your IP address, your browser's user-agent string, the exact version of the consent wording you ticked, and a timestamp. This is the record that shows you agreed — and it is what lets us tell a real request from a bot or a prank submission.
How you got here
A first-touch cookie (idl_attr) remembers the campaign, referrer, and landing page that brought you to the site, for 90 days. If you arrive again through a newer campaign, the newer one replaces it. This exists so the partner or channel that actually sent you gets credited — not so we can profile you.
Outbound clicks
When you click through to an insurer or partner, we log which provider, which page you clicked from, the destination URL, your IP address, any campaign tags, and a random session id (idl_sid) so we can reconcile our numbers against partner dashboards. No names are attached to click logs.
Standard server logs
Our hosting provider keeps ordinary request logs — pages visited, response times, errors — so we can fix what's broken. Nothing exotic.
What we don't collect
No analytics scripts and no third-party ad trackers today. No Facebook pixel, no ad-network cookies following you around the internet. If that ever changes, this page changes first — and we'll say so loudly.
Four reasons. All about your quote.
That's the full list. We don't build advertising profiles, and we don't use your data for anything you'd be surprised by.
When you submit a quote request, your details go to the licensed insurance partners you consented to — the ones who can actually quote your request. That's the only sharing that happens on purpose. The companies that store or move the data for us are listed in the next section; they process it on our instructions and don't get to use it for themselves.
Five companies. Named, not hinted at.
These are the processors — companies that store, send, or serve data on our behalf. Some of them are outside Indonesia, which means your data crosses a border. We only use providers with published security and privacy commitments, and we'll keep this list current.
Exactly what you agree to.
The quote form has three checkboxes. Here they are, word for word — rendered from the same source the form uses, so they can't drift:
“I agree InsuranceIndo may share my information with selected licensed insurance partners.”
“I agree to be contacted by WhatsApp, phone, or email about my quote request.”
“Send me occasional tips and renewal reminders. (Optional)”
Consent wording version v2-2026-08-24 — stored with every request, so we can always show you the exact text you agreed to, even if we change the wording later.
The two required boxes exist because without them we literally can't do the job — no sharing means no quotes, no contact means no way to send them. The third is genuinely optional; skipping it changes nothing about your quotes.
The STOP switch: reply STOP to any partner on WhatsApp and they're cut off — no follow-ups, no “one last offer,” no re-adding you to a list. Consent is yours to withdraw, one partner at a time or all at once.
We work where you already are.
WhatsApp is how Indonesia talks, so it's our main channel too. When you consent to contact, quotes and follow-ups arrive on the WhatsApp number you gave us — from a person on our team and from the partners quoting your request. There is no bot on the other end. Messages travel over WhatsApp's own end-to-end encryption; WhatsApp's handling of your account is governed by Meta's privacy policy, not ours.
We keep it useful, not chatty: your quotes, answers to your questions, and — only if you ticked the optional box — the occasional tip or renewal reminder.
Actual numbers. Not “as long as necessary.”
If Indonesian law obliges us to hold something longer — tax or record-keeping rules, for instance — we hold only that part, only for that long. Ask us to delete your data sooner and we will, except the parts the law requires us to keep; we'll tell you exactly what stays and why.
UU 27/2022 gives you rights. We honor them on WhatsApp.
Under Indonesia's Personal Data Protection Law (UU 27/2022, the “PDP Law”), your data is yours. That means you can:
To use any of these, message us on WhatsApp — the same number your quotes come from. No forms, no 30-day acknowledgment letters; a human answers and it gets done.
Here is every cookie this site sets, by name. None of them are advertising cookies and none are shared with ad networks; they exist so the site works and so partners get credited for the people they actually sent us. That's why there's no cookie banner begging you to “accept all”. If we ever add analytics or marketing cookies, this table gets a new row before they do.
Not a cookie, but you should know: your IP address and browser user-agent are stored with each quote request as proof of consent, and logged each time you click out to a partner. Insurer logos are loaded from logo.dev, so your browser makes an image request to them the same way it would for any third-party image.
This policy is written by humans, for humans, and checked against what the code actually does. A lawyer-reviewed version is coming as we formalize the entity — the promises won't change, but the wording will get sturdier. If anything here is unclear, ask us on WhatsApp and a person will explain it.
Last updated: 23 August 2026