Four revenue streams. Zero from you.
Introduction fees
When you request quotes, we may share your request with a licensed partner you consented to, and that partner pays us for the introduction. This is intended to be our main revenue stream once introducer agreements are signed; until then our own desk works every request.
Success fees
Some partners may also pay us a fee when an introduction turns into an actual policy. This rewards us for sending people who genuinely need cover — not for maximizing clicks.
Affiliate commissions
For some products — mainly international travel and expat health cover — we may link you directly to the provider through an affiliate program. Providers such as World Nomads or IMG may be included once we join their programs. If you buy through such a link, they pay us a commission. The price you see on their site is unchanged.
Sponsored placements
A partner could pay for a clearly labeled promotional spot. Anything sponsored would say so, right on the card. Sponsorship never touches rankings, scores, or editorial content.
When we link out, assume we're paid.
Some links on InsuranceIndo may be affiliate links. If you click one and end up buying a policy, the provider pays us a commission. This is a material connection, and we're telling you about it here — and near the links themselves — because honesty is the product, and because advertising rules (like the US FTC's endorsement guides and the terms of any affiliate programs we may join) require it.
Three things affiliate money never buys:
If a page contains affiliate links, it will say so. If a placement is sponsored, it's labeled on the placement itself — not buried down here.
Rankings are math, not auctions.
Comparisons and provider profiles are built from public information — coverage breadth, published rate tables, and insurers' own policy documents. Guides are written by people who buy this stuff themselves — no agent's commission shaping the advice, no “limited time” pressure.
Partners never see or approve our editorial content before it's published. If we can't recommend a product honestly, we don't list it — whatever the commission.
We compare. We don't insure.
InsuranceIndo is a comparison and lead-introduction platform — not an insurance company, broker, or agent. Regulated insurance advice, policy issuance, premium collection, and claims are handled by licensed (OJK-registered or internationally licensed) insurers and brokers. Profiling an insurer on this site does not mean we have a commercial relationship with it. Estimates on this site are indicative; your final premium comes from the insurer after underwriting.
Questions about any of this?
Ask us on WhatsApp — same channel your quotes arrive on. We'll tell you exactly who pays us what for your request.