Does your Indonesian visa need insurance? — Imigrasi's lists don't mention it

The short version

Does your Indonesian visa need insurance? Imigrasi's lists don't mention it.

We read the requirement lists Imigrasi publishes for the visas people ask about for Bali: visa on arrival, the tourist visas, the remote-worker visa (E33G), the retirement visa (E33F), silver-hair, second-home, work and spouse visas. On every one of them, insurance is not stated by Imigrasi. No certificate, no minimum cover, no named insurer. We also searched the text of the stay-permit pages and of the visa regulation for the word "asuransi" (Indonesian for insurance) and found none.

"Not stated" is not the same as "not required", and we are not claiming that. The eVisa application form sits behind a login, which we did not open, so a field inside it could say something the public pages do not. If anyone asks you for an insurance certificate, ask which rule it comes from. Imigrasi's lists do not name one.

Our advice, not Imigrasi's

No stated rule is a statement about visa paperwork, not about hospital bills. If you are going to live in Bali on a long-stay visa anyway, the plans further down are where to start. Nothing on this page means a plan is "accepted" by Imigrasi, because the pages we read do not say which plans it accepts.

What we checked

Where this comes from, checked 15 Oct 2026

Every visa rule on this page comes from Imigrasi's own sites or from the regulation text. Nothing from agents or blogs.

The eVisa site. The official visa selection tool returns the requirement text for each visa type. We pulled it for all 111 visa types it offered a British passport holder and searched it for "insurance" and "asuransi". No matches.
The Imigrasi visa pages. The visa list on imigrasi.go.id has 110 pages. We searched all of them. 82 carry requirement text; the other 28 say "Data Belum Tersedia" (data not yet available). No matches.
The stay-permit pages. The stay-permit pages on visit, limited and permanent stay permits (grants, extensions, conversions). No matches.
The regulation. Permenkumham 22/2023 on visas and stay permits, as amended by Permenkumham 11/2024, and Permen Imipas 3/2025. The word "asuransi" does not appear in any of the three.

Two limits on that. The English side of imigrasi.go.id shows "Data Not Yet Available" for the E33G page, so we read the Indonesian page and the English text in the eVisa tool. Imigrasi's E33G and B1 pages cite Keputusan Menteri Imigrasi dan Pemasyarakatan M.IP-08.GR.01.01 of 2025 on visa classification as part of their legal basis, and we could not get its text, so we have not read it.

Older rules did ask for insurance, for one category. Government Regulation 31/2013 (PP 31/2013), Article 142(2)(i)(4), listed "polis asuransi kesehatan, asuransi kematian, dan asuransi tanggung jawab hukum kepada pihak ketiga di bidang perdata" (a health insurance policy, a death insurance policy and a third-party civil liability policy) among the documents for the "wisatawan lanjut usia mancanegara", the foreign elderly tourist, defined as aged at least 55. PP 51/2020 kept that item. PP 48/2021 then changed that category to the second home and its document list names a guarantee or immigration deposit and a passport, with no insurance. We found no mention of insurance in PP 40/2023, the latest amendment BPK lists. Our reading, which we cannot prove, is that this old rule is why retirement visas still get described as needing insurance.

The lists

What Imigrasi asks for, visa by visa

This table follows the English "Document Requirement" list in the eVisa tool for each visa, shortened. Click through to the Imigrasi page for the full list and fees. The last column is the point of this page.

Visa	What the Imigrasi list asks for	Insurance
B1 visa on arrival (page)	Passport valid for at least 6 months. Outbound ticket from Indonesia. Shown to the immigration officer on arrival.	Not stated by Imigrasi
C1 tourist, single entry, 60 days (page)	Passport valid for at least 6 months. Personal bank statement for the last 3 months with a minimum of USD $2000 or equivalent. A recent colour photograph.	Not stated by Imigrasi
D1 tourist, multiple entry, 1 year (page)	Passport valid for at least 6 months. Proof of living expenses of at least US$2,000 or equivalent. A recent colour photograph. Either information, an invitation or correspondence from a government agency or private institution explaining your relationship with the applicant, or a letter from a spouse or parents explaining the family relationship. CV. Travel itinerary.	Not stated by Imigrasi
E33G remote worker (page)	Passport valid for at least 6 months. Bank statement, last 3 months, minimum USD $2000 or equivalent. Photograph. CV. Travel itinerary. Bank account proving income of at least US$60,000 per year. Employment contract with a company established outside Indonesia.	Not stated by Imigrasi
E33F retirement (page)	Passport valid for at least 6 months. Bank statement, last 3 months, minimum USD $2000 or equivalent. Photograph. CV. Travel itinerary. Guarantee from the guarantor. Bank account proving income or allowance of US$3,000 per month.	Not stated by Imigrasi
E33E silver hair, up to 5 years (page)	Passport valid for at least 6 months. Photograph. CV. Travel itinerary. Statement of commitment to deposit at least US$50,000 in an account in your own name at a state-owned bank. Proof of income or benefits of at least US$3,000 per month.	Not stated by Imigrasi
E33 second home (page)	Passport valid for at least 6 months. Photograph. CV. Travel itinerary. Statement of commitment, to be met within 90 days of arrival: deposit US$130,000 at a state-owned bank, or buy property worth US$1,000,000.	Not stated by Imigrasi
E23 employment (page)	Passport valid for at least 6 months. Proof of living expenses of at least US$2,000 or equivalent. Photograph. CV. Travel itinerary. Statement of commitment: notification from the Ministry of Manpower, or a statement from a government agency if the agency is the guarantor.	Not stated by Imigrasi
E31B spouse of a stay-permit holder (page)	Passport valid for at least 6 months. Proof of living expenses of at least US$2,000 or equivalent. Photograph. CV. Travel itinerary. Proof of guarantee from the guarantor, or a statement of commitment from the husband or wife. Marriage certificate. The spouse's valid limited or permanent stay permit, or limited stay visa.	Not stated by Imigrasi

Amounts and lists change, and some depend on your case

The figures above are what the eVisa tool showed on 15 Oct 2026. The regulation lets the Director General change the income figures for the retirement and remote-worker visas and the deposit figure for the silver-hair visa, and each visa has fees, a sponsor rule and other conditions we left out. Check the visa's own page before you apply.

The remote-worker visa

E33G in the original wording, and in English

Here is the special-requirements section of the Imigrasi E33G page, which is in Bahasa Indonesia, with our translation:

"Rekening bank yang membuktikan penghasilan berupa gaji atau penghasilan senilai paling sedikit US$60.000 per tahun" means a bank account that proves income, in the form of a salary or income, of at least US$60,000 per year.
"Perjanjian kerja dengan perusahaan yang didirikan di luar Wilayah Indonesia" means an employment agreement with a company established outside Indonesian territory.

The regulation matches. Article 63 of Permenkumham 22/2023 lists five attachments for a remote-worker visa application: a valid passport (at least 6 months), proof of "Jaminan Keimigrasian", proof of living expenses, a recent colour photo, and other documents explaining the purpose of the visit. It then spells out the "Jaminan Keimigrasian" as proof of salary or income of at least US$60,000 a year, and the "other documents" as proof of an employment contract with a company that is a legal entity outside Indonesia. Insurance is not on the list.

For what the E33G means for your health cover in practice, see our nomad visa and insurance guide.

If you want cover anyway

Plans to look at, and what they publish

Imigrasi states no minimum cover, so we cannot tell you that any plan "meets" a visa requirement. What we can show is what three nomad plans publish about limits and length, so you can match them to what you or whoever is asking actually wants. These are the same plans compared in full in our SafetyWing vs Genki vs Insured Nomads guide, checked Oct 2026.

	Medical limit	Length	Buying while abroad	What counts as "home country"
SafetyWing Nomad Insurance Essential	US$250,000 overall (plan page)	From 5 to 364 days (help article)	SafetyWing says you can buy after you have left home	Where you principally live and get mail (help article)
Genki Traveler	EUR 1,000,000 overall, shared by every benefit (conditions PDF)	Up to 12 months (product page)	You can sign up while already travelling (product page)	A country you are a citizen or resident of, chosen once and not changeable (help article)
Insured Nomads Med+	Chosen from US$50,000, US$100,000, US$500,000 or US$1,000,000 (policy document)	Single trips of up to 364 days (policy document)	The documents we read do not say	The country where you hold a valid passport (policy document)

Our advice if someone does ask for a certificate: get their exact wording first, then check the insurer's certificate shows that wording, with your name and the dates of your stay. The last column matters most if you live in Bali: ask the insurer which country counts as your home before you pay. For the full comparison of price, pre-existing conditions, scooters and claims, read the three-way comparison. Or get a quote for expat and nomad cover.

Rules change, so check the official page before you apply

Visa lists, fees and income minimums can change, and this page is a snapshot from 15 Oct 2026. Before you apply, open your visa's page on imigrasi.go.id and the eVisa tool and read the current list. If it now mentions insurance, follow it, not us.

FAQ

Common questions

Does the E33G remote-worker visa require health insurance?

Not on the lists we read. Imigrasi's E33G page and the eVisa tool list a passport, a bank statement, a photograph, a CV, an itinerary, proof of income of at least US$60,000 per year and an employment contract with a company established outside Indonesia. Insurance is not stated by Imigrasi.

Does the retirement visa (E33F) require insurance?

Imigrasi's E33F page and the eVisa tool do not state it. Their lists include a guarantee from the guarantor and income or allowance of US$3,000 per month. An older regulation did list insurance policies for elderly foreign tourists (see "What we checked"), but a 2021 amendment replaced that category. If you read now that the retirement visa needs insurance, ask for the current Imigrasi page or article that says so. We found none.

Do I need insurance for a visa on arrival or a tourist visa?

The B1 visa on arrival list says to show a passport valid for at least 6 months and an outbound ticket from Indonesia. The C1 and D1 tourist visa lists add proof of funds and a photograph. None of the three states insurance.

Is there any insurance duty for foreigners who work in Indonesia?

Not as a visa document, and not on Imigrasi's lists. There is a social-security duty: Law 24/2011, Article 14, says "Setiap orang, termasuk orang asing yang bekerja paling singkat 6 (enam) bulan di Indonesia, wajib menjadi Peserta program Jaminan Sosial", meaning every person, including a foreigner who works in Indonesia for at least 6 months, must be a participant in the social security programme. That is a duty on the worker, not a document Imigrasi asks for, and it does not mention private insurance.

What minimum cover does Imigrasi set?

None, on the pages we checked. Imigrasi states no medical limit, no evacuation limit and no list of accepted insurers for any visa we read. That is why this page does not say any plan "meets" a requirement.

If I am asked for a certificate, what should it show?

Our advice: ask whoever wants it for their exact wording, then check the insurer's certificate matches it, with your name and the dates of your stay. Plans differ on the limit, the length of cover and what they treat as your home country, so a certificate from one plan may not read like another's.

Where do I check the current rules?

Your visa's page on imigrasi.go.id and the eVisa selection tool. For how the different visa routes relate to health cover, see our nomad visa guide.

Sources

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This guide is general information, not regulated insurance advice. Estimates are indicative — final premiums, terms, and eligibility come from the licensed insurer or broker. Rules and rates change; verify anything load-bearing before you rely on it. See our methodology and disclosure.