Launched August 2026. Pre-scale.
If you need volume this quarter, we are not your partner yet. If you want a clean, labeled, compliant placement at the start of a market — keep reading.
Four audiences. One thing in common: they are about to buy.
Expats & KITAS holders
Long-stay foreigners comparing health, villa and car cover — buying locally, reading in English.
Expat health comparison →Digital nomads & travelers
Nomad health and travel medical — the offshore-eligible audience, not residents.
Nomad visa insurance guide →Bali property owners & Airbnb hosts
PAR, earthquake and loss of rent for villas that earn — people who already know what they need to insure.
Villa premium calculator →Builders, villa operators, employers
CAR, hotel packages and group health — broker-territory lines where the intent is a placement, not a browse.
Business desk →Pick the one that matches your licence. We'll say no to the wrong one.
Affiliate program (link-only)
For international, nomad and travel insurers and the networks that run their programs.
We place tracked editorial links where your product genuinely fits a reader's situation — in guides and comparison tables, never in pop-ups. Sub-ID tracking supported. Links are labeled “affiliate link” and carry rel=sponsored from the day they go live. We reconcile our own click-out log against your dashboard monthly, so discrepancies surface early instead of at payout.
Outbound links are exempt under POJK 4/2025 — no consumer data changes hands. Offshore products are only shown to nomad and traveler readers, never on resident-facing pages.
Introducer agreement
For OJK-licensed brokers and insurers who want attributed, consented leads and will front the regulated work.
Every lead from our quote flow is consent-logged and attributed: name, WhatsApp number, and what they need — with IP, user-agent and consent version stored as proof. Delivered to WhatsApp, email, or a partner inbox. You perform all regulated activity — advice, quotation, binding, servicing — under a written agreement (POJK 8/2024). We make no advice and no binding representations.
How we start: a 2–4 week free-lead pilot, with commercial terms agreed in writing before the first lead moves. Forwarding consumer data is licensed activity — so until an agreement is signed, our own desk works every lead.
Data partnership
For any insurer we already cover — no commercial relationship required or implied.
Send us accurate plan data and rate tables. We show them with a “Verified Aug 2026” badge, re-verify quarterly (next review Nov 2026), and flag changes within a window we agree on. Free. It does not buy a ranking, a softer review, or a “Partner” label — it just makes your profile accurate.
See who we cover on insurers we cover and how plans are scored in our methodology.
The list your compliance reviewer is going to ask for.
Not a policy deck. The actual artifacts.
“Penyampai Informasi memperoleh komisi atas setiap pembelian produk melalui tautan/referal ini.”
“InsuranceIndo earns a commission on purchases made through these links/referrals.”
EU-registered company (Estonia). Payouts to Wise multi-currency or PayPal. W-8BEN-E on request. An Indonesian entity is planned for local programs that pay in rupiah.
Four pages worth your two minutes.
Are scooter accidents covered by insurance in Bali?
The question every new arrival asks. Shows how we handle exclusions honestly — the kind of page a travel or nomad program gets linked from.
Open pageDigital nomad visa insurance guide
The offshore-eligible audience, at the moment they need a policy document for a visa application. Natural home for nomad health placements.
Open pageVilla insurance calculator
An interactive estimate for property owners. High-intent readers who arrive with a sum insured in mind — relevant to property brokers and insurers.
Open pageCompare table
23 plans across 5 lines, one value per cell, "Watch out" notes kept. What a data partnership makes more accurate.
Open pageTalk to the founder.
One WhatsApp thread, no sales layer. Say which of the three you mean and we'll reply same day.
InsuranceIndo is a comparison platform, not an insurer or broker. Figures are indicative; the final premium comes from the licensed insurer after underwriting. We may earn a fee from partners — how we make money.